June 2025 Recap … [Read more...]

Ten insights to help you navigate your retirement with clarity and confidence Retirement in the 21st century is evolving faster than ever. Gone are the days when retirees could count on a pension, a Social Security check, and a conservative bond portfolio to meet their needs. Today’s retirees face a dynamic and sometimes unpredictable environment shaped by policy uncertainty, market volatility, inflation pressures, and rapid technological change. As financial advisors, it’s our role to provide … [Read more...]

May 2025 Recap … [Read more...]

While both have the goal of wealth creation, their paths differ dramatically Investing in the financial markets is often seen as a path to wealth creation and financial security. However, the journey is not without its challenges, and the approach an investor takes can significantly impact their long-term success. Two common mindsets dominate the investment landscape: the Disciplined Investor and the Motivated Investor. Understanding the differences between these two archetypes is crucial for … [Read more...]

April 2025 Recap … [Read more...]

Financial pitfalls have lifelong consequences and education is your defense Every April, the United States observes Financial Literacy Month, a time dedicated to raising public awareness about the importance of financial education. At its core, financial literacy is the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. This annual spotlight is more than just a campaign – it’s a national call to action to … [Read more...]

Relying solely on past performance to predict the future is a risky strategy Newspapers, radio, and TV news programs frequently reference the Dow Jones Industrial Average (DJIA), often calling it the Dow or the Dow Jones. Economists and financial advisors closely monitor its daily fluctuations and long-term trends. But what exactly is the Dow Jones Industrial Average, does it really matter, and can one observe performance patterns from year to year?​ A Brief History The Dow Jones Industrial … [Read more...]

Navigating trade policy and capitalize on emerging opportunities The specter of impending tariffs looms once again, raising concerns about global trade, market stability, and economic growth. As investors, it is crucial to determine whether the current administration’s tariff strategy is a high-stakes bargaining tool in trade negotiations or a blunt-force economic instrument poised to reshape industries and supply chains. Tariffs as a Bargaining Chip Historically, tariffs have served as a … [Read more...]