Another Strong Year Sets Stage for 2026 The "Dogs of the Dow" is an investment strategy that focuses on selecting the 10 highest-yielding dividend stocks in the Dow Jones Industrial Average (DJIA). The idea behind the strategy is simple: by buying the stocks that offer the highest dividend yields in the DJIA, investors can potentially benefit from both dividend income and capital appreciation. The strategy is based on the belief that companies with higher-than-average dividend yields are often … [Read more...]

The K-Shaped Economy: Navigating an Uneven Recovery As we progress through the final quarter of 2025, we wanted to share this comprehensive economic and market update to help you stay informed about the current investment landscape. Understanding today's economic dynamics—from technology-driven growth patterns to evolving consumer trends—provides valuable context for ongoing financial planning discussions. This analysis examines key economic indicators, policy developments, and market forces … [Read more...]

October 2025 Recap  … [Read more...]

Tips to minimize tax burdens in order to maximize your retirement wealth Once retirees reach age 73 (as per the latest SECURE Act changes), they must start taking Required Minimum Distributions (RMDs) from tax-deferred accounts such as 401(k)s and traditional IRAs. Failure to comply can result in hefty penalties. Understanding how to calculate and manage RMDs is essential to maintaining tax efficiency and financial stability. How to Calculate and Take RMDs Without Unnecessary Tax Burdens The … [Read more...]

A Strong September S&P 500 and Nasdaq score their best September in 15 years. The S&P 500 and Nasdaq posted their strongest September in 15 years. September 2025 was notable as investors navigated Federal Reserve policy changes, moderating inflation, and ongoing economic resilience. The Fed implemented its first interest rate cut of the cycle, which investors interpreted as a positive sign for potential economic support, though risks remain from inflation and global trade … [Read more...]

How Wealthy Consumers Are Keeping Growth Afloat As financial professionals, we often describe the U.S. economy as primarily driven by the consumer. Household spending accounts for nearly two-thirds of total economic activity, making it the cornerstone of both growth and resilience. Recent data, however, underscores an important nuance: not all consumers are contributing equally. The spending power of the wealthiest households is carrying a disproportionate share of activity—more so than at any … [Read more...]

Maybe not – but make sure you are guided by a grounded, flexible plan One of the most common – and confounding – questions in investing is: Why are stocks rising right now? Sometimes, there’s a clear explanation: a strong earnings report, favorable economic data, or a shift in interest rates. But more often than not, the market moves in ways that even seasoned professionals struggle to explain. A now-famous satirical article once joked that stocks “rallied early this morning for reasons … [Read more...]

Ten insights to help you navigate your retirement with clarity and confidence Retirement in the 21st century is evolving faster than ever. Gone are the days when retirees could count on a pension, a Social Security check, and a conservative bond portfolio to meet their needs. Today’s retirees face a dynamic and sometimes unpredictable environment shaped by policy uncertainty, market volatility, inflation pressures, and rapid technological change. As financial advisors, it’s our role to provide … [Read more...]

While both have the goal of wealth creation, their paths differ dramatically Investing in the financial markets is often seen as a path to wealth creation and financial security. However, the journey is not without its challenges, and the approach an investor takes can significantly impact their long-term success. Two common mindsets dominate the investment landscape: the Disciplined Investor and the Motivated Investor. Understanding the differences between these two archetypes is crucial for … [Read more...]

Financial pitfalls have lifelong consequences and education is your defense Every April, the United States observes Financial Literacy Month, a time dedicated to raising public awareness about the importance of financial education. At its core, financial literacy is the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. This annual spotlight is more than just a campaign – it’s a national call to action to … [Read more...]