Financial pitfalls have lifelong consequences and education is your defense Every April, the United States observes Financial Literacy Month, a time dedicated to raising public awareness about the importance of financial education. At its core, financial literacy is the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. This annual spotlight is more than just a campaign – it’s a national call to action to … [Read more...]
April Market Commentary
April 2025 To tariff or not to tariff? The news is so focused on tariffs and the devastation they could bring....(Even though they're mainly used as a bargaining chip.) And all the executive orders that keep coming out of the White House, (and then blocked by judges and courts.) Then there's news he could run for a third term...(Of course, only if congress voted to allow it, and most likely it will never happen.) Last, you have the stock market. It's been down this first quarter. (After two … [Read more...]
2025 Retirement Contribution Limits and Updates
Make the most of your retirement savings options and secure a stable future Planning for retirement is a cornerstone of financial wellness. Each year, the Internal Revenue Service adjusts contribution limits for various retirement accounts to reflect inflation and ensure individuals have ample opportunities to save for their future. In 2025, significant changes to contribution limits and income restrictions offer new opportunities for savers, especially for those utilizing 401(k)s, IRAs, and … [Read more...]
AI and Productivity – A Revolution in Waiting?
Focus on tangible economic impacts and not speculative stock movements The past week delivered a stark reminder to artificial intelligence investors of how swiftly fortunes can shift. The sudden emergence of DeepSeek, a Chinese AI firm boasting a world-class model developed at a fraction of the cost of its Western rivals, triggered a massive selloff in Nvidia and other US tech leaders. This market reaction underscores the rapidly evolving competitive landscape of AI – but what are the broader … [Read more...]
What to Expect in 2025 From a 2nd Trump Term
Predictions vary, but the overarching themes provide a roadmap for 2025 As your financial advisor, it’s my role to help you navigate the opportunities and challenges of the financial markets, especially during times of significant change. With the return of Donald J. Trump to the White House, 2025 is shaping up to be an unconventional year. Wall Street’s projections, traditionally centered on growth, inflation, and other economic indicators, are now profoundly influenced by this singular … [Read more...]
April Newsletter
WTIA April 2019 Newsletter … [Read more...]
February Newsletter
WTIA February 2018 Newsletter … [Read more...]