What It Could Mean for the Economy and Investors The news is finally out — former Federal Reserve Governor Kevin Warsh has been nominated to lead the U.S. Federal Reserve, capping months of speculation and setting the stage for what could be a defining period in central banking. For investors and financial professionals alike, this leadership shift arrives at a moment of both uncertainty and opportunity. Warsh, who served on the Fed’s Board of Governors during the 2008 global financial … [Read more...]
Tax Season
Tax Season has begun What You Need to Know... This week marks the official opening of the 2026 federal tax filing season, when the Internal Revenue Service begins accepting and processing 2025 individual income tax returns. For many Americans, this filing period will feel different from prior years—not just because of new forms and digital tools, but because of a significant wave of temporary tax changes that could translate into larger refunds, lower tax bills, and new planning opportunities … [Read more...]
January 2026 Recap
January 2026 Recap … [Read more...]
January Market Commentary
Happy New Year! Do you feel like 2025 was just a blur? Lots of market action all year, maybe that’s why 2025 came and went so quickly? I hope the markets are a little calmer this year. Of course, the media won’t let us have calm…. They like madness! So probably skip as much media as you can this year. As far as markets and forecasting, what will happen in 2026, we don’t know. But, as I mentioned back in the summer, when the market came back so quickly after the April dip, statistically, … [Read more...]
Dogs of the Dow 2025 Review
Another Strong Year Sets Stage for 2026 The "Dogs of the Dow" is an investment strategy that focuses on selecting the 10 highest-yielding dividend stocks in the Dow Jones Industrial Average (DJIA). The idea behind the strategy is simple: by buying the stocks that offer the highest dividend yields in the DJIA, investors can potentially benefit from both dividend income and capital appreciation. The strategy is based on the belief that companies with higher-than-average dividend yields are often … [Read more...]
How to Stay Safe from Holiday Scams
FRAUDSTERS DON'T TAKE HOLIDAYS: IMPERSONATION SCAMS ARE EVOLVING - SO SHOULD YOUR DEFENSES During this holiday season, it's important to remember that fraudsters are trying to impersonate precisely the people you trust the most, posing as financial employees, trusted institutions, or even family members. As they incorporate AI into their schemes, they become more effective at manipulating their targets, and become ever-harder to detect. Two major impersonation threats to watch for: … [Read more...]
The K-Shaped Economy: Navigating an Uneven Recovery
The K-Shaped Economy: Navigating an Uneven Recovery As we progress through the final quarter of 2025, we wanted to share this comprehensive economic and market update to help you stay informed about the current investment landscape. Understanding today's economic dynamics—from technology-driven growth patterns to evolving consumer trends—provides valuable context for ongoing financial planning discussions. This analysis examines key economic indicators, policy developments, and market forces … [Read more...]
Required Minimum Distributions & Tax Strategies
Tips to minimize tax burdens in order to maximize your retirement wealth Once retirees reach age 73 (as per the latest SECURE Act changes), they must start taking Required Minimum Distributions (RMDs) from tax-deferred accounts such as 401(k)s and traditional IRAs. Failure to comply can result in hefty penalties. Understanding how to calculate and manage RMDs is essential to maintaining tax efficiency and financial stability. How to Calculate and Take RMDs Without Unnecessary Tax Burdens The … [Read more...]
Walking the Tightrope – Navigating Growth Concerns and AI Optimism
The investment landscape in late 2025 is defined by a paradox that's keeping even seasoned strategists up at night. Markets are experiencing a powerful convergence of AI-driven growth and evolving central bank policies, with scenarios ranging from a soft landing with managed disinflation to more challenging outcomes like stagflation or increased market concentration. Understanding this tension is crucial for positioning your portfolio effectively. The Growth Dilemma While pro-business … [Read more...]
October Market Commentary
Boo! At least that is what it feels like around my neighborhood. Halloween decorations everywhere… Will the market give us a trick or a treat? That is the question every October. This year it feels more like a treat into the new year. Unemployment numbers have gone up and the Fed has lowered rates to combat it. Was it enough? That question is only answered “after” a few years have passed and then the economists can get an accurate calculation and say whether it was the right call. So, … [Read more...]