July 2025 Well, I think the bargaining chips worked out…. (The threat of tariffs- see last quarter’s commentary.) The market has been very happy for the last couple of months. For all the tariff drama, you would have thought the world was coming to an end, but it hasn’t, we’re still here. And the market is fine, hitting new record highs….. Some of our research vendors have pointed out some interesting statistics. Mainly when the market has a pullback like we saw in April and then gets … [Read more...]
Implications of the U.S. Credit Rating Downgrade
More of a signal about long-term fiscal challenges, not an immediate worry The recent downgrade of U.S. sovereign debt by Moody’s marks a significant moment in American financial history. For the first time, all three major credit rating agencies have removed the United States from their highest credit tier. As an investor, it’s essential to view this development within its historical context and consider its practical implications for the markets and your investment portfolio. A Brief History … [Read more...]
April Market Commentary
April 2025 To tariff or not to tariff? The news is so focused on tariffs and the devastation they could bring....(Even though they're mainly used as a bargaining chip.) And all the executive orders that keep coming out of the White House, (and then blocked by judges and courts.) Then there's news he could run for a third term...(Of course, only if congress voted to allow it, and most likely it will never happen.) Last, you have the stock market. It's been down this first quarter. (After two … [Read more...]
2025 Retirement Contribution Limits and Updates
Make the most of your retirement savings options and secure a stable future Planning for retirement is a cornerstone of financial wellness. Each year, the Internal Revenue Service adjusts contribution limits for various retirement accounts to reflect inflation and ensure individuals have ample opportunities to save for their future. In 2025, significant changes to contribution limits and income restrictions offer new opportunities for savers, especially for those utilizing 401(k)s, IRAs, and … [Read more...]
April Newsletter
WTIA April 2019 Newsletter … [Read more...]
February Newsletter
WTIA February 2018 Newsletter … [Read more...]